Not everyone in this world is lucky to have a good credit card history. However, if you are one of those unlucky person who does not has a great credit card history, then stop thinking yourself unlucky because in this article I’ll tell you about the top debt consolidation companies and their services in America. I was hospitalized last year because of an accident, my health insurance plan did not cover all the medical expenses and I had to take an emergency medical loan from my office. Later, when I realized that I have huge debts because of this and my credit card rating has been decreased, I start searching for a good solution and I found that internet can be considered as a good resource to gain information and know the back records of these debt consolidation companies. Some people may just want to consolidate credit card debt, on the other hand, some people may want to consolidate other types of debts – such as medical debt, student debt, et cetera. By visiting authority websites like Wikipedia, BBB, Federal government’s website, you can check the past records and the licenses of these medical debt consolidation companies, but if you are looking for some solicited reviews of these companies then you will have to visit some high-class testimonial websites like the Top Ten Reviews.